Struggling to figure out the right tip after a meal? This guide shows you the fastest way to calculate a tip, explains global etiquette, and helps you split the bill with friends. Whether you’re dining out, ordering delivery, or traveling abroad, UseUtillio’s tips and tools make it easy. Try our free Tip Calculator or read on for step-by-step methods and expert advice.

Step-by-step: Calculate a tip in seconds

  1. Always check your bill for a service charge before tipping. If included, tipping is optional.
  2. Choose your tip percentage (10%, 15%, 18%, 20%—see etiquette chart below).
  3. Apply the formula: Tip = Bill × (Tip % / 100)
  4. Round up for convenience or split evenly if dining with friends.

For instant results, use our Tip Calculator—it handles split bills and custom percentages.

1. Memorize the one line formula

Tip = Bill × (Tip % / 100)

Example: €47.80 bill, 15 % tip → 47.8 × 0.15 = €7.17.

2. Use the move‑the‑decimal trick

• Move the decimal one place left (10 %).
• Double that number (≈ 20 %).
• Halve it for 5 %. Combine for 15 % or 18 %.

3. Check the quick‑reference table

Bill (€) 10 % 15 % 18 % 20 %
10 1.00 1.50 1.80 2.00
25 2.50 3.75 4.50 5.00
50 5.00 7.50 9.00 10.00
75 7.50 11.25 13.50 15.00
100 10.00 15.00 18.00 20.00

Real-world example

Maria dines with friends in Amsterdam. The bill is €82.40, and she wants to leave a 15% tip.
82.40 × 0.15 = €12.36. If splitting between 4 people: 12.36 ÷ 4 = €3.09 per person.

Global tipping etiquette chart

Service expectations vary. Download our country & service chart (PDF) or see our Tipping Etiquette Guide for more details.

Split the bill, stress‑free

If your group is splitting, plug the total into our Tip Calculator and select head‑count. The tool returns per‑person totals instantly.

FAQ

Do you tip before or after tax?
Most US diners tip on the pre‑tax subtotal. In many EU countries, tax is already included, so just tip on the final total.
What’s a normal tip for delivery?
10 % or €2–5 is customary, more for bad weather or long distance.
Is it rude not to tip in the Netherlands?
No, Dutch staff receive a salary. A 5–10 % tip for excellent service is appreciated but not obligatory.
How do I split a tip with a group?
Use our Tip Calculator to divide the tip evenly. Enter the bill, tip %, and number of people for instant results.
What’s the etiquette for tipping abroad?
Check local customs—some countries include service, others expect cash tips. See our Tipping Etiquette Guide.

Last updated 15 Jun 2025